I have a bankruptcy that is now about 7 years old.  We do still get turned down on a lot of things, or we just end up having a higher percent rate.  I do receive the Pell Grant, and Stafford Loans with no problem, but when I applied for a private student loan I didn't qualify on my own, I needed a co-signer.  It can be done, so just don't give up.
Amy in Texas