Susan
I think that you can look at this year as an opportunity to reset and put yourself in a better position financially. See what you can take via distance learning, enjoy the bonus time with your children and start next fall with a fresh perspective and less stressed. Truly, in the grand scheme of things, 1 year is a very short amount of time. Does it make a difference if you graduate from med school at 42 or 43? Not really! But you babies will only be little for a short time. (I’ll most likely be taking next year off because we will be moving to Crete, Greece for 1 year.) My initial thought was “oh God, I can’t stop now…” the next thought was “What is a year?” Not much when I realize I get an uninterrupted year with my 2 kids, and I’ll be less likely to feel guilt over missing their little years. I wish you the best of luck in settling things and I’m quite sure you will be much less stressed and better focused next fall and REALLY ready to tackle Orgo like a champ! Remember “Just keep swimming, just keep swimming, swiiiming, swiimming,” (Dori on finding Nemo)